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자료를 수시로 백업하고 있고, 암호화통신 등을 통하여 네트워크상에서 개인정보를 안전하게 전송할 수 있도록 ① 과오금이 발생한 경우 "투믹스"는 회원에 대하여 이용대금의 결제와 동일한 방법으로 과오금 전액을 환불하여야 합니다. 다만, 동일한 방법으로 �